Natural hazards · Roachdale

Roachdale, IN natural hazards

Most of the natural-hazard damage FEMA expects in Roachdale comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1982. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roachdale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roachdale to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding41%Tornadoes14%Cold waves11%Strong wind9%Drought9%Earthquakes7%Everything else10%

By hazard

What Roachdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 13 years in the area

Cold waves

11% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Drought

9% of expected damage

Recorded about 3 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roachdale flood?

Every paid claim on a federal flood insurance policy in Roachdale, from FEMA’s records.

1paid claims since 1982

$1Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roachdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Roachdale

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roachdale itself: aid to households, or repair grants to the Town of Roachdale.

Brought FEMA money into RoachdaleDeclared for Putnam County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2008

Severe Storms, Flooding, and Tornadoes

14 households applied for aid $27K aid approved

2005

Severe Winter Storms and Flooding

1 household applied for aid

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $412 aid approved

2003

Severe Storms, Tornadoes, and Flooding

15 households applied for aid $56K aid approved

Putnam County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roachdale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roachdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roachdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Roachdale, IN natural hazards

How exposed is Roachdale?

What Roachdale faces

Inland flooding

Tornadoes

Cold waves

Strong wind

Drought

Earthquakes

Lower here

Not a risk here

Does Roachdale flood?

5 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Storms, Flooding, and Tornadoes

Severe Winter Storms and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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