Natural hazards · Randolph

Randolph, IN natural hazards

Most of the natural-hazard damage FEMA expects in Randolph comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Randolph?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Randolph to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes27%Strong wind18%Cold waves7%Everything else7%

By hazard

What Randolph faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 97% of U.S. places

Strong wind

18% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Randolph flood?

Every paid claim on a federal flood insurance policy in Randolph, from FEMA’s records.

6paid claims since 1978

$24Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Randolph isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ohio County.

Disasters that hit Randolph

Federal disasters declared here

None of the disasters declared for Ohio County shows FEMA aid or repair money reaching Randolph itself in FEMA’s records.

Brought FEMA money into RandolphDeclared for Ohio County only

Ohio County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Randolph

Randolph and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingHigh

Unionmostly inland floodingHigh

Cassmostly inland floodingHigh

Poseymostly inland floodingHigh

Rabbit Hashmostly inland floodingModerate

Belleviewmostly inland floodingModerate

Randolphmostly inland floodingModerate

Rising Sunmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Randolph covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Randolph’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Randolph. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Randolph total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.