Natural hazards · Cass

Cass, IN natural hazards

Most of the natural-hazard damage FEMA expects in Cass comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cass?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cass to be higher than in 62% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes25%Strong wind18%Cold waves9%Everything else7%

By hazard

What Cass faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 18 years in the area

Strong wind

18% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cass flood?

Every paid claim on a federal flood insurance policy in Cass, from FEMA’s records.

8paid claims since 1990

$87Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Mid-spring storms: 1 claim, $14K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ohio County.

Disasters that hit Cass

Federal disasters declared here

None of the disasters declared for Ohio County shows FEMA aid or repair money reaching Cass itself in FEMA’s records.

Brought FEMA money into CassDeclared for Ohio County only

Ohio County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Cass

Cass and the towns around it

Very lowLowModerateHighVery high

Cassmostly inland floodingHigh

Unionmostly inland floodingHigh

Pikemostly inland floodingHigh

Cottonmostly inland floodingHigh

Randolphmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cass covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cass’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cass. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cass total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.