Natural hazards · Perry

Perry, IN natural hazards

Most of the natural-hazard damage FEMA expects in Perry comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perry?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perry to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding42%Cold waves14%Tornadoes13%Drought12%Strong wind8%Everything else12%

By hazard

What Perry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once every 3 years in the area

Cold waves

14% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 10 years in the area

Drought

12% of expected damage

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perry flood?

FEMA's records show no paid flood insurance claims in Perry.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miami County.

Disasters that hit Perry

Federal disasters declared here

None of the disasters declared for Miami County shows FEMA aid or repair money reaching Perry itself in FEMA’s records.

Brought FEMA money into PerryDeclared for Miami County only

Miami County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

Around Perry

Perry and the towns around it

Very lowLowModerateHighVery high

Perrymostly inland floodingLow

Richlandmostly inland floodingLow

Allenmostly inland floodingLow

Paw Pawmostly inland floodingLow

Henrymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Perry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Perry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.