Natural hazards · Henry

Henry, IN natural hazards

Most of the natural-hazard damage FEMA expects in Henry comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henry?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henry to be higher than in 16% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding29%Cold waves21%Tornadoes19%Strong wind12%Drought7%Everything else12%

By hazard

What Henry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once every 3 years in the area

Cold waves

21% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 29 years in the area

Strong wind

12% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henry flood?

FEMA's records show no paid flood insurance claims in Henry.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fulton County.

Disasters that hit Henry

Federal disasters declared here

None of the disasters declared for Fulton County shows FEMA aid or repair money reaching Henry itself in FEMA’s records.

Brought FEMA money into HenryDeclared for Fulton County only

Fulton County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Henry

Henry and the towns around it

Very lowLowModerateHighVery high

Pleasantmostly inland floodingLow

Perrymostly inland floodingLow

Allenmostly inland floodingLow

Henrymostly inland floodingVery low

Franklinmostly inland floodingVery low

Rochestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henry covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Henry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Henry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Henry total about $932K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.