Natural hazards · McClellan

McClellan, IN natural hazards

Most of the natural-hazard damage FEMA expects in McClellan comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McClellan?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McClellan to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves28%Tornadoes14%Strong wind7%Everything else13%

By hazard

What McClellan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 7 years in the area

Strong wind

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McClellan flood?

Every paid claim on a federal flood insurance policy in McClellan, from FEMA’s records.

1paid claims since 1981

$174paid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. McClellan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newton County.

Disasters that hit McClellan

Federal disasters declared here

None of the disasters declared for Newton County shows FEMA aid or repair money reaching McClellan itself in FEMA’s records.

Brought FEMA money into McClellanDeclared for Newton County only

Newton County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around McClellan

McClellan and the towns around it

Very lowLowModerateHighVery high

Beavervillemostly inland floodingHigh

Pembrokemostly inland floodingModerate

Lakemostly inland floodingLow

McClellanmostly inland floodingVery low

Beavermostly inland floodingVery low

Colfaxmostly inland floodingVery low

Lincolnmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McClellan covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to McClellan’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of McClellan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McClellan total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.