Natural hazards · Beaver

Beaver, IN natural hazards

Most of the natural-hazard damage FEMA expects in Beaver comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves28%Tornadoes14%Strong wind7%Everything else13%

By hazard

What Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 7 years in the area

Strong wind

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver flood?

FEMA's records show no paid flood insurance claims in Beaver.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newton County.

Disasters that hit Beaver

Federal disasters declared here

None of the disasters declared for Newton County shows FEMA aid or repair money reaching Beaver itself in FEMA’s records.

Brought FEMA money into BeaverDeclared for Newton County only

Newton County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Beaver

Beaver and the towns around it

Very lowLowModerateHighVery high

Beavervillemostly inland floodingHigh

Beavermostly inland floodingHigh

Washingtonmostly inland floodingLow

Beavermostly inland floodingVery low

McClellanmostly inland floodingVery low

Jacksonmostly inland floodingVery low

Colfaxmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.