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Housing in Lost Creek

A typical Lost Creek home is worth roughly $270,000

Home prices around Lost Creek have risen about 52% over the past 5 years.

Typical home value
$270K
▲ 5.6% in a year · IN $260K
Estimate
2-bedroom rent
$1,110
a month, utilities in · HUD
Median tax bill
$2,142
IN $1,614

What kind of housing town is Lost Creek?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 4 years of income

More than across Indiana (3.6 years). Try your own numbers below.

You could afford about
$259,000
Typical Lost Creek home $270K

That’s $11K short of a typical Lost Creek home.

The typical home, each month
$1,630
Loan $1,340Tax $220Insurance $80

A two-bedroom rents for about $1,110 a month here, $520 less than owning.

How Lost Creek ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Lost Creek’s typical property tax (0.96% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 52% in 5 years

The federal house price index for the ZIP codes around Lost Creek rose 52% over the past 5 years, about the same as across Indiana. Last year prices rose 5.6%. Carrying the Census median home value forward with that index puts the typical Lost Creek home at roughly $270,000 today.

Lost Creek areaIndiana
0%+50%+100%+150%200020052010201520202025
+5.6%
past year
+52%
past 5 years
+84%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $270K.

How Lost Creek ranks on rising home prices →

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Lost Creek, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,110

Renters already here pay a median of $941, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$870
1 bedroom$880
2 bedrooms$1,110
3 bedrooms$1,340
4 bedrooms$1,560
32%
of households rent · IN 29%
1,207
renter households
56%
of renters spend 30%+ of income on rent · IN 48%
20%
of the median income, for a two-bedroom
$941
median rent paid today · Census

How Lost Creek ranks on rent that’s easy to afford →

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Terre Haute, IN HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

68% of Lost Creek households own their home

Half of Lost Creek’s homes were built before 1985.

Owners and renters
Own 68%Rent 32%

Indiana: 71% own.

1985
typical home built · IN 1976
$2,142
median property tax bill · IN $1,614
0.96%
of a home’s value, a year in tax · IN 0.74%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Lost Creek vs. its neighbors

Lost Creek is the 2nd priciest of 7 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Lost Creek$270K*+5.6%†$1,110—$67,471
Posey$171K*+5.2%†$1,040—$93,664
Harrison$106K*+5%†$1,120—$41,155
Nevins$176K*+5.9%†$1,010—$66,131
Riley$273K*+8.5%†$1,110—$97,300
Terre Haute$162K+1%$1,130234$43,126
Otter Creek$162K*+6.6%†$1,010—$71,732

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Lost Creek buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Lost Creek still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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