Natural hazards · Highland

Highland, IN natural hazards

Most of the natural-hazard damage FEMA expects in Highland comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2025.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Highland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Highland to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes11%Strong wind7%Earthquakes5%Everything else11%

By hazard

What Highland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 17 years in the area

Strong wind

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

5% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Highland flood?

Every paid claim on a federal flood insurance policy in Highland, from FEMA’s records.

1paid claims since 2025

$26Kpaid to owners

0homes flooded more than once

20252026

Biggest named events

Central U.S. April Flooding: 1 claim, $26K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Highland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Highland

Federal disasters declared here

None of the disasters declared for Greene County shows FEMA aid or repair money reaching Highland itself in FEMA’s records.

Brought FEMA money into HighlandDeclared for Greene County only

Greene County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Highland

Highland and the towns around it

Very lowLowModerateHighVery high

Highlandmostly inland floodingHigh

Jeffersonmostly inland floodingHigh

Franklinmostly inland floodingModerate

Beech Creekmostly inland floodingModerate

Richlandmostly inland floodingModerate

Fairplaymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Highland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Highland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Highland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Highland total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.