Natural hazards · Fairplay

Fairplay, IN natural hazards

Most of the natural-hazard damage FEMA expects in Fairplay comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairplay?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairplay to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes14%Earthquakes10%Strong wind9%Everything else16%

By hazard

What Fairplay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 13 years in the area

Earthquakes

10% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairplay flood?

FEMA's records show no paid flood insurance claims in Fairplay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairplay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Fairplay

Federal disasters declared here

None of the disasters declared for Greene County shows FEMA aid or repair money reaching Fairplay itself in FEMA’s records.

Brought FEMA money into FairplayDeclared for Greene County only

Greene County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Fairplay

Fairplay and the towns around it

Very lowLowModerateHighVery high

Jeffersonmostly inland floodingHigh

Highlandmostly inland floodingHigh

Washingtonmostly inland floodingModerate

Richlandmostly inland floodingModerate

Fairplaymostly inland floodingLow

Grantmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairplay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairplay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fairplay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.