Natural hazards · Hensley

Hensley, IN natural hazards

Most of the natural-hazard damage FEMA expects in Hensley comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hensley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hensley to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes22%Strong wind7%Earthquakes5%Everything else14%

By hazard

What Hensley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 18 years in the area

Strong wind

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hensley flood?

FEMA's records show no paid flood insurance claims in Hensley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hensley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

Disasters that hit Hensley

Federal disasters declared here

None of the disasters declared for Johnson County shows FEMA aid or repair money reaching Hensley itself in FEMA’s records.

Brought FEMA money into HensleyDeclared for Johnson County only

Johnson County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Hensley

Hensley and the towns around it

Very lowLowModerateHighVery high

Hamblenmostly inland floodingModerate

Unionmostly inland floodingModerate

Jacksonmostly inland floodingModerate

Morgantownmostly inland floodingModerate

Hensleymostly inland floodingModerate

Ninevehmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hensley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hensley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hensley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.