Natural hazards · Hamblen

Hamblen, IN natural hazards

Most of the natural-hazard damage FEMA expects in Hamblen comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 46 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamblen?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamblen to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes20%Strong wind7%Everything else14%

By hazard

What Hamblen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 27 years in the area

Strong wind

7% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamblen flood?

Every paid claim on a federal flood insurance policy in Hamblen, from FEMA’s records.

46paid claims since 1996

$2.5Mpaid to owners

0homes flooded more than once

19962026

Biggest named events

Storm: 13 claims, $476K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hamblen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brown County.

Disasters that hit Hamblen

Federal disasters declared here

None of the disasters declared for Brown County shows FEMA aid or repair money reaching Hamblen itself in FEMA’s records.

Brought FEMA money into HamblenDeclared for Brown County only

Brown County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Hamblen

Hamblen and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingHigh

Jacksonmostly inland floodingHigh

Hamblenmostly inland floodingModerate

Ninevehmostly inland floodingModerate

Hensleymostly inland floodingModerate

Prince's Lakesmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamblen covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hamblen’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hamblen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hamblen total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.