Natural hazards · Galena

Galena, IN natural hazards

Most of the natural-hazard damage FEMA expects in Galena comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Galena?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Galena to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes26%Cold waves15%Strong wind8%Everything else8%

By hazard

What Galena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 55 years in the area

Cold waves

15% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Galena flood?

FEMA's records show no paid flood insurance claims in Galena.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Galena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Floyd County.

Disasters that hit Galena

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Galena itself: aid to households, or repair grants to Galena.

Brought FEMA money into GalenaDeclared for Floyd County only

2008

Severe Storms and Flooding

1 household applied for aid

Floyd County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Galena

Galena and the towns around it

Very lowLowModerateHighVery high

Galenamostly inland floodingModerate

Greenvillemostly inland floodingModerate

Lafayettemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Galena is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Galena’s own flood-insurance community; household aid to the registrant’s city; repair grants to Galena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.