Natural hazards · Driftwood

Driftwood, IN natural hazards

Most of the natural-hazard damage FEMA expects in Driftwood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 24 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Driftwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Driftwood to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes18%Strong wind7%Everything else12%

By hazard

What Driftwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 9 years in the area

Strong wind

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Driftwood flood?

Every paid claim on a federal flood insurance policy in Driftwood, from FEMA’s records.

24paid claims since 1992

$292Kpaid to owners

0homes flooded more than once

19922026

Biggest named events

Storm: 15 claims, $225K
March storm: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Driftwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Driftwood

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Driftwood itself in FEMA’s records.

Brought FEMA money into DriftwoodDeclared for Jackson County only

Jackson County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Driftwood

Driftwood and the towns around it

Very lowLowModerateHighVery high

Driftwoodmostly inland floodingHigh

Carrmostly inland floodingHigh

Grassy Forkmostly inland floodingHigh

Monroemostly inland floodingModerate

Jeffersonmostly inland floodingModerate

Brownstownmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Driftwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Driftwood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Driftwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Driftwood total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.