Natural hazards · Brownstown

Brownstown, IN natural hazards

Most of the natural-hazard damage FEMA expects in Brownstown comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2015.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brownstown?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brownstown to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes30%Strong wind10%Earthquakes6%Everything else8%

By hazard

What Brownstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

30% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 54 years in the area

Strong wind

10% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brownstown flood?

Every paid claim on a federal flood insurance policy in Brownstown, from FEMA’s records.

1paid claims since 2015

$28Kpaid to owners

0homes flooded more than once

20152026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brownstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Brownstown

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Brownstown itself in FEMA’s records.

Brought FEMA money into BrownstownDeclared for Jackson County only

Jackson County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Brownstown

Brownstown and the towns around it

Very lowLowModerateHighVery high

Driftwoodmostly inland floodingHigh

Grassy Forkmostly inland floodingHigh

Carrmostly inland floodingHigh

Hamiltonmostly inland floodingModerate

Owenmostly inland floodingModerate

Jacksonmostly inland floodingModerate

Brownstownmostly inland floodingModerate

Washingtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brownstown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Brownstown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Brownstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brownstown total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.