Natural hazards · Amo

Amo, IN natural hazards

Most of the natural-hazard damage FEMA expects in Amo comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2025. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amo to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes14%Cold waves10%Drought5%Everything else17%

By hazard

What Amo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 25 years in the area

Cold waves

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Drought

5% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amo flood?

Every paid claim on a federal flood insurance policy in Amo, from FEMA’s records.

1paid claims since 2025

$34Kpaid to owners

0homes flooded more than once

20252026

Biggest named events

Central U.S. April Flooding: 1 claim, $34K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hendricks County.

Disasters that hit Amo

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Amo itself: aid to households, or repair grants to the Town of Amo.

Brought FEMA money into AmoDeclared for Hendricks County only

2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $774 aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $4K aid approved

Hendricks County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Amo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Amo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.