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Housing in Waterford

Homes in Waterford

Home prices around Waterford have risen about 38% over the past 5 years.

2-bedroom rent
$920
a month, utilities in · HUD

What kind of housing town is Waterford?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Home prices up 38% in 5 years

The federal house price index for the ZIP code around Waterford rose 38% over the past 5 years, slower than across Illinois (47%). Last year prices rose 21%.

Waterford areaIllinois
−50%0%+50%201920202025
+21%
past year
+38%
past 5 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Waterford, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $920

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$710
2 bedrooms$920
3 bedrooms$1,270
4 bedrooms$1,290

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Fulton County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Waterford vs. its neighbors

The towns that share a border with Waterford. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Waterford—+20.7%†$920—$62,000
Quiver$88K*—$1,060—$75,208
Lewistown$114K+8.7%$920—$69,034
Havana$94K+11.8%$930—$58,125
Havana$95K*—$9200$41,184

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Waterford buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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