A typical Havana home is worth roughly $95,000
No new homes were permitted in 2025.
What kind of housing town is Havana?
Read from the numbers below. The page puts what stands out first.
A typical home costs 2.3 years of income
Less than across Illinois (3.6 years). Try your own numbers below.
That covers a typical Havana home, with $42K to spare.
A two-bedroom rents for about $920 a month here, $260 more than owning.
How Havana ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Havana’s typical property tax (2.08% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $920
Renters already here pay a median of $625, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Fulton County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2025
No permits for new homes were issued in Havana in 2025. The last year with any was 2013 (1 new home).
Between the 2010 and 2020 censuses, Havana's population fell by 338 even though 4 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 1 | 1 | 0 | $78,000 |
| 2012 | 1 | 1 | 0 | $78,000 |
| 2011 | 1 | 1 | 0 | $78,000 |
| 2010 | 1 | 1 | 0 | $78,000 |
| 2009 | 1 | 1 | 0 | $78,000 |
| 2008 | 1 | 1 | 0 | $78,000 |
| 2007 | 1 | 1 | 0 | $78,000 |
| 2006 | 2 | 2 | 0 | $155,000 |
| 2005 | 3 | 3 | 0 | $260,000 |
| 2004 | 5 | 3 | 2 | $370,000 |
| 2003 | 1 | 1 | 0 | $100,000 |
| 2002 | 6 | 6 | 0 | $410,000 |
| 2001 | 3 | 3 | 0 | $250,000 |
| 2000 | 4 | 4 | 0 | $363,000 |
How Havana ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
75% of Havana households own their home
Half of Havana’s homes were built before 1957.
Illinois: 67% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Havana vs. its neighbors
The towns that share a border with Havana. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Havana | $95K* | — | $920 | 0 | $41,184 |
| Waterford | — | +20.7%† | $920 | — | $62,000 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Havana buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.