Natural hazards · Streator

Streator, IL natural hazards

Most of the natural-hazard damage FEMA expects in Streator comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 1982. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Streator?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Streator to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves28%Tornadoes8%Everything else9%
By hazard

What Streator faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Cold waves

28% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Streator flood?

Every paid claim on a federal flood insurance policy in Streator, from FEMA’s records.

16paid claims since 1982
$139Kpaid to owners
1homes flooded more than once
19822026

Biggest named events

  • Mid-spring storms: 7 claims, $120K
  • Hurricane Ike: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Streator isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: La Salle County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared
2flood-prone homes bought out and moved
Disasters that hit Streator

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Streator itself: aid to households, or repair grants to the City of Streator.

Brought FEMA money into StreatorDeclared for La Salle County only
2013

Severe Storms, Straight-Line Winds, and Tornadoes

3 households applied for aid
2013

Severe Storms, Straight-Line Winds, and Flooding

58 households applied for aid $220K aid approved
2011

Severe Winter Storm and Snowstorm

$23K to the City of Streator for repairs
2008

Severe Storms and Flooding

14 households applied for aid $60K aid approved
2007

Severe Storms and Flooding

7 households applied for aid $7K aid approved
2006

Snow

$12K to the City of Streator for repairs
2000

Illinois Winter Snow Storms

$13K to the City of Streator for repairs
1999

Il-Winter Storm 1/1/99

$12K to the City of Streator for repairs
La Salle County has had 18 natural disasters declared since 1953, most often floods and winter storms.
Around Streator

Streator and the towns around it

Bruce: High, mostly inland floodingEagle: Moderate, mostly inland floodingOtter Creek: Low, mostly inland floodingFarm Ridge: Low, mostly inland floodingRichland: Low, mostly inland floodingReading: High, mostly inland floodingVermillion: Low, mostly inland floodingStreator: Moderate, mostly inland flooding StreatorBruceEagle
Very lowLowModerateHighVery high
Brucemostly inland floodingHigh
Streatormostly inland floodingModerate
Eaglemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Streator covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Streator’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Streator. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Streator total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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