Natural hazards · Eagle

Eagle, IL natural hazards

Most of the natural-hazard damage FEMA expects in Eagle comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2013. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eagle?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagle to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves27%Tornadoes8%Everything else9%

By hazard

What Eagle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Cold waves

27% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eagle flood?

Every paid claim on a federal flood insurance policy in Eagle, from FEMA’s records.

1paid claims since 2013

$3Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Mid-spring storms: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eagle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: La Salle County.

Disasters that hit Eagle

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Eagle itself: aid to households, or repair grants to the Township of Eagle.

Brought FEMA money into EagleDeclared for La Salle County only

1999

Il-Winter Storm 1/1/99

$3K to the Township of Eagle for repairs

La Salle County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Eagle

Eagle and the towns around it

Very lowLowModerateHighVery high

Readingmostly inland floodingHigh

Brucemostly inland floodingHigh

Eaglemostly inland floodingModerate

Streatormostly inland floodingModerate

Richlandmostly inland floodingLow

Vermillionmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagle covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eagle’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Eagle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eagle total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.