Natural hazards · St. Anne

St. Anne, IL natural hazards

Most of the natural-hazard damage FEMA expects in St. Anne comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Anne?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Anne to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves23%Tornadoes12%Earthquakes5%Everything else7%

By hazard

What St. Anne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 54 years in the area

Earthquakes

5% of expected damage

Above average · higher than 65% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Anne flood?

Every paid claim on a federal flood insurance policy in St. Anne, from FEMA’s records.

1paid claims since 1979

$6Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Anne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kankakee County.

Disasters that hit St. Anne

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in St. Anne itself: aid to households, or repair grants to the Township of St. Anne.

Brought FEMA money into St. AnneDeclared for Kankakee County only

1999

Il-Winter Storm 1/1/99

$4K to the Township of St. Anne for repairs

Kankakee County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

Around St. Anne

St. Anne and the towns around it

Very lowLowModerateHighVery high

Aromamostly inland floodingVery high

Ganeermostly inland floodingVery high

Beavervillemostly inland floodingHigh

Papineaumostly inland floodingHigh

Pembrokemostly inland floodingModerate

St. Annemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Anne covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to St. Anne’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of St. Anne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. Anne total about $748K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.