Natural hazards · Aroma

Aroma, IL natural hazards

Most of the natural-hazard damage FEMA expects in Aroma comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 135 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Aroma?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aroma to be higher than in 97% of U.S. communities, mostly from inland flooding.

Inland flooding86%Cold waves7%Everything else7%

By hazard

What Aroma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Aroma flood?

Every paid claim on a federal flood insurance policy in Aroma, from FEMA’s records.

135paid claims since 1979

$4.4Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 5 claims, $97K
Early winter storms: 2 claims, $18K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Aroma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kankakee County.

Disasters that hit Aroma

Federal disasters declared here

None of the disasters declared for Kankakee County shows FEMA aid or repair money reaching Aroma itself in FEMA’s records.

Brought FEMA money into AromaDeclared for Kankakee County only

Kankakee County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Aroma

Aroma and the towns around it

Very lowLowModerateHighVery high

Aromamostly inland floodingVery high

Ganeermostly inland floodingVery high

Kankakeemostly inland floodingVery high

Ottomostly inland floodingHigh

Papineaumostly inland floodingHigh

St. Annemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aroma covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Aroma’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Aroma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Aroma total about $5.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.