Natural hazards · Somer

Somer, IL natural hazards

Most of the natural-hazard damage FEMA expects in Somer comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Somer?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Somer to be higher than in 37% of U.S. communities, mostly from inland flooding and drought.

Inland flooding40%Drought20%Cold waves15%Tornadoes12%Earthquakes6%Everything else8%

By hazard

What Somer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Drought

20% of expected damage

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

6% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Somer flood?

FEMA's records show no paid flood insurance claims in Somer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Somer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Champaign County.

Disasters that hit Somer

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Somer itself: aid to households, or repair grants to the Township of Somer.

Brought FEMA money into SomerDeclared for Champaign County only

1999

Il-Winter Storm 1/1/99

$5K to the Township of Somer for repairs

Champaign County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

Around Somer

Somer and the towns around it

Very lowLowModerateHighVery high

Stantonmostly inland floodingHigh

Champaignmostly inland floodingHigh

Champaign Citymostly inland floodingHigh

Urbanamostly inland floodingModerate

Urbanamostly inland floodingLow

Cunninghammostly inland floodingLow

Rantoulmostly inland floodingLow

Somermostly inland floodingLow

Hensleymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Somer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Somer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Somer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.