Natural hazards · Hensley

Hensley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hensley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hensley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hensley to be higher than in 37% of U.S. communities, mostly from inland flooding and drought.

Inland flooding40%Drought20%Cold waves15%Tornadoes12%Earthquakes6%Everything else8%

By hazard

What Hensley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Drought

20% of expected damage

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

6% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hensley flood?

Every paid claim on a federal flood insurance policy in Hensley, from FEMA’s records.

3paid claims since 2008

$43Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Ike: 1 claim, $675

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hensley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Champaign County.

Disasters that hit Hensley

Federal disasters declared here

None of the disasters declared for Champaign County shows FEMA aid or repair money reaching Hensley itself in FEMA’s records.

Brought FEMA money into HensleyDeclared for Champaign County only

Champaign County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

Around Hensley

Hensley and the towns around it

Very lowLowModerateHighVery high

Mahometmostly inland floodingHigh

Conditmostly inland floodingHigh

Champaignmostly inland floodingHigh

Champaign Citymostly inland floodingHigh

Champaignmostly inland floodingModerate

Hensleymostly inland floodingLow

Somermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hensley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hensley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hensley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hensley total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.