Natural hazards · Sargent

Sargent, IL natural hazards

Most of the natural-hazard damage FEMA expects in Sargent comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sargent?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sargent to be higher than in 83% of U.S. communities, mostly from inland flooding and drought.

Inland flooding32%Drought22%Hail21%Cold waves8%Strong wind6%Everything else12%

By hazard

What Sargent faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Drought

22% of expected damage

Recorded about 2 times a year in the area

Hail

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sargent flood?

Every paid claim on a federal flood insurance policy in Sargent, from FEMA’s records.

3paid claims since 2008

$44Kpaid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sargent isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Sargent

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sargent itself: aid to households, or repair grants to the Township of Sargent.

Brought FEMA money into SargentDeclared for Douglas County only

2008

Severe Storms and Flooding

$44K to the Township of Sargent for repairs

Douglas County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Sargent

Sargent and the towns around it

Very lowLowModerateHighVery high

Sargentmostly inland floodingVery high

Bowdremostly inland floodingVery high

Newmanmostly inland floodingVery high

East Oaklandmostly inland floodingHigh

Morganmostly inland floodingHigh

Embarrassmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sargent covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sargent’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sargent. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sargent total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.