Natural hazards · Embarrass

Embarrass, IL natural hazards

Most of the natural-hazard damage FEMA expects in Embarrass comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Embarrass?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Embarrass to be higher than in 57% of U.S. communities, mostly from inland flooding and drought.

Inland flooding35%Drought28%Earthquakes13%Cold waves7%Tornadoes6%Everything else11%

By hazard

What Embarrass faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Drought

28% of expected damage

Recorded about 2 times a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Embarrass flood?

FEMA's records show no paid flood insurance claims in Embarrass.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Embarrass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Edgar County.

Disasters that hit Embarrass

Federal disasters declared here

None of the disasters declared for Edgar County shows FEMA aid or repair money reaching Embarrass itself in FEMA’s records.

Brought FEMA money into EmbarrassDeclared for Edgar County only

Edgar County has had 7 natural disasters declared since 1953, most often severe storms and winter storms.

Around Embarrass

Embarrass and the towns around it

Very lowLowModerateHighVery high

Sargentmostly inland floodingVery high

East Oaklandmostly inland floodingHigh

Embarrassmostly inland floodingModerate

Buckmostly inland floodingModerate

Redmonmostly inland floodingModerate

Shilohmostly inland floodingModerate

Kansasmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Embarrass is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Embarrass’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Embarrass. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.