Natural hazards · Rozetta

Rozetta, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rozetta comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rozetta?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rozetta to be higher than in 88% of U.S. communities, mostly from inland flooding.

Inland flooding44%Drought12%Hail10%Strong wind10%Tornadoes8%Heat waves7%Everything else9%

By hazard

What Rozetta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Drought

12% of expected damage

Recorded about 8 times a year in the area

Hail

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 13 years in the area

Heat waves

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rozetta flood?

FEMA's records show no paid flood insurance claims in Rozetta.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rozetta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henderson County.

Disasters that hit Rozetta

Federal disasters declared here

None of the disasters declared for Henderson County shows FEMA aid or repair money reaching Rozetta itself in FEMA’s records.

Brought FEMA money into RozettaDeclared for Henderson County only

Henderson County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Rozetta

Rozetta and the towns around it

Very lowLowModerateHighVery high

Biggsvillemostly inland floodingVery high

Rozettamostly inland floodingVery high

Oquawkamostly inland floodingVery high

Bald Bluffmostly inland floodingVery high

Halemostly droughtHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rozetta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rozetta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rozetta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.