Natural hazards · Hale

Hale, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hale comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hale to be higher than in 66% of U.S. communities, mostly from drought and inland flooding.

Drought27%Inland flooding23%Cold waves16%Heat waves9%Strong wind8%Hail6%Everything else10%

By hazard

What Hale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

27% of expected damage

Recorded about 8 times a year in the area

Inland flooding

23% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 5 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 9 times a year in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Hail

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hale flood?

Every paid claim on a federal flood insurance policy in Hale, from FEMA’s records.

6paid claims since 1982

$89Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Mid-spring storms: 1 claim, $3K

of all homes
are insured

No community discount. Hale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Hale

Federal disasters declared here

None of the disasters declared for Warren County shows FEMA aid or repair money reaching Hale itself in FEMA’s records.

Brought FEMA money into HaleDeclared for Warren County only

Warren County has had 7 natural disasters declared since 1953, most often severe storms and floods.

Around Hale

Hale and the towns around it

Very lowLowModerateHighVery high

Rozettamostly inland floodingVery high

Halemostly droughtHigh

Sumnermostly droughtHigh

Tompkinsmostly droughtHigh

Monmouthmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hale total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.