Natural hazards · Rome

Rome, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 611 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rome?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 86% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding65%Cold waves18%Tornadoes9%Everything else9%

By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 90% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rome flood?

Every paid claim on a federal flood insurance policy in Rome, from FEMA’s records.

611paid claims since 1979

$7.1Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 59 claims, $1.9M
Hurricane Ike: 20 claims, $301K
Early winter storms: 8 claims, $22K

of all homes
are insured

No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Peoria County.

Disasters that hit Rome

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rome itself: aid to households, or repair grants to Rome.

Brought FEMA money into RomeDeclared for Peoria County only

2013

Severe Storms, Straight-Line Winds, and Flooding

15 households applied for aid $51K aid approved

2008

Severe Storms and Flooding

5 households applied for aid $31K aid approved

Peoria County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Rome

Rome and the towns around it

Very lowLowModerateHighVery high

Romemostly inland floodingVery high

Chillicothemostly inland floodingHigh

Partridgemostly inland floodingHigh

Medinamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rome’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rome total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.