Natural hazards · Medina

Medina, IL natural hazards

Most of the natural-hazard damage FEMA expects in Medina comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 69 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medina?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medina to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves29%Tornadoes14%Everything else15%

By hazard

What Medina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Cold waves

29% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medina flood?

Every paid claim on a federal flood insurance policy in Medina, from FEMA’s records.

69paid claims since 1979

$799Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 11 claims, $437K

of all homes
are insured

No community discount. Medina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Peoria County.

Disasters that hit Medina

Federal disasters declared here

None of the disasters declared for Peoria County shows FEMA aid or repair money reaching Medina itself in FEMA’s records.

Brought FEMA money into MedinaDeclared for Peoria County only

Peoria County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Medina

Medina and the towns around it

Very lowLowModerateHighVery high

Romemostly inland floodingVery high

Chillicothemostly inland floodingHigh

Spring Baymostly inland floodingHigh

Partridgemostly inland floodingHigh

Hallockmostly inland floodingHigh

Richwoodsmostly inland floodingLow

Medinamostly inland floodingLow

Radnormostly inland floodingLow

Peoria Citymostly inland floodingLow

Peoriamostly inland floodingLow

Kickapoomostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medina covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Medina’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Medina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Medina total about $6.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.