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Natural hazards · Richfield

Richfield, IL natural hazards

Most of the natural-hazard damage FEMA expects in Richfield comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Richfield?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richfield to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding25%Cold waves19%Heat waves14%Drought14%Strong wind11%Tornadoes7%Everything else10%
By hazard

What Richfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once a year in the area

Cold waves

19% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 4 times a year in the area

Heat waves

14% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 8 times a year in the area

Drought

14% of expected damage
Recorded about 4 times a year in the area

Strong wind

11% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 13 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Richfield flood?

FEMA's records show no paid flood insurance claims in Richfield.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Richfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.
Disasters that hit Richfield

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Richfield itself in FEMA’s records.

Brought FEMA money into RichfieldDeclared for Adams County only
Adams County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Richfield

Richfield and the towns around it

Barry: Very high, mostly inland floodingPayson: Moderate, mostly inland floodingLiberty: Moderate, mostly inland floodingBeverly: Moderate, mostly inland floodingHadley: Moderate, mostly inland floodingKinderhook: Very high, mostly inland floodingPleasant Vale: Very high, mostly inland floodingFall Creek: High, mostly inland floodingBurton: Moderate, mostly inland floodingMcKee: Moderate, mostly inland floodingColumbus: Moderate, mostly inland floodingFairmount: Moderate, mostly inland floodingBuckhorn: Moderate, mostly inland floodingNew Salem: Moderate, mostly inland floodingDerry: Very high, mostly inland floodingBaylis: Moderate, mostly inland floodingRichfield: Moderate, mostly inland flooding RichfieldBarryPaysonLibertyBeverlyHadley
Very lowLowModerateHighVery high
Barrymostly inland floodingVery high
Hadleymostly inland floodingModerate
Libertymostly inland floodingModerate
Beverlymostly inland floodingModerate
Richfieldmostly inland floodingModerate
Paysonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Richfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Richfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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