Natural hazards · Hadley

Hadley, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hadley comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hadley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hadley to be higher than in 55% of U.S. communities, mostly from inland flooding and drought.

Inland flooding22%Drought19%Cold waves18%Heat waves15%Strong wind10%Tornadoes7%Everything else9%

By hazard

What Hadley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

22% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Drought

19% of expected damage

Recorded about 4 times a year in the area

Cold waves

18% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Heat waves

15% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 9 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hadley flood?

FEMA's records show no paid flood insurance claims in Hadley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hadley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

Disasters that hit Hadley

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hadley itself: aid to households, or repair grants to the Township of Hadley.

Brought FEMA money into HadleyDeclared for Pike County only

1999

Il-Winter Storm 1/1/99

$3K to the Township of Hadley for repairs

Pike County has had 23 natural disasters declared since 1953, most often floods and severe storms.

Around Hadley

Hadley and the towns around it

Very lowLowModerateHighVery high

Derrymostly inland floodingVery high

Barrymostly inland floodingVery high

Hadleymostly inland floodingModerate

New Salemmostly inland floodingModerate

Baylismostly inland floodingModerate

Beverlymostly inland floodingModerate

Richfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hadley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hadley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hadley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.