Natural hazards · Phenix

Phenix, IL natural hazards

Most of the natural-hazard damage FEMA expects in Phenix comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Phenix?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Phenix to be higher than in 58% of U.S. communities, mostly from inland flooding and drought.

Inland flooding44%Drought19%Strong wind17%Tornadoes8%Everything else12%

By hazard

What Phenix faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Drought

19% of expected damage

Recorded about 9 times a year in the area

Strong wind

17% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Phenix flood?

FEMA's records show no paid flood insurance claims in Phenix.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Phenix isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Phenix

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Phenix itself in FEMA’s records.

Brought FEMA money into PhenixDeclared for Henry County only

Henry County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Phenix

Phenix and the towns around it

Very lowLowModerateHighVery high

Canoe Creekmostly inland floodingVery high

Portlandmostly inland floodingHigh

Phenixmostly inland floodingModerate

Lorainemostly inland floodingModerate

Hannamostly inland floodingModerate

Geneseomostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Phenix is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Phenix’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Phenix. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.