Natural hazards · Geneseo

Geneseo, IL natural hazards

Most of the natural-hazard damage FEMA expects in Geneseo comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Geneseo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geneseo to be higher than in 45% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding40%Strong wind18%Tornadoes14%Cold waves9%Heat waves6%Everything else13%

By hazard

What Geneseo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Strong wind

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 85 years in the area

Cold waves

9% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Geneseo flood?

FEMA's records show no paid flood insurance claims in Geneseo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Geneseo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Geneseo

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Geneseo itself in FEMA’s records.

Brought FEMA money into GeneseoDeclared for Henry County only

Henry County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Geneseo

Geneseo and the towns around it

Very lowLowModerateHighVery high

Phenixmostly inland floodingModerate

Atkinsonmostly inland floodingModerate

Edfordmostly inland floodingModerate

Munsonmostly inland floodingModerate

Geneseomostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geneseo covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Geneseo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Geneseo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Geneseo total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.