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Natural hazards · Park Ridge

Park Ridge, IL natural hazards

Most of the natural-hazard damage FEMA expects in Park Ridge comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 104 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Park Ridge?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Park Ridge to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves27%Tornadoes14%Heat waves7%Everything else4%
By hazard

What Park Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 6 times a year in the area

Cold waves

27% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

7% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Park Ridge flood?

Every paid claim on a federal flood insurance policy in Park Ridge, from FEMA’s records.

104paid claims since 1979
$1.8Mpaid to owners
17homes flooded more than once
19792026

Biggest named events

  • Mid-spring storms: 18 claims, $255K
  • Hurricane Ike: 11 claims, $186K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Park Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Park Ridge

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Park Ridge itself: aid to households, or repair grants to the City of Park Ridge.

Brought FEMA money into Park RidgeDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

10 households applied for aid $17K aid approved
2023

Severe Storms and Flooding

43 households applied for aid $90K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

730 households applied for aid $1.2M aid approved
2010

Severe Storms and Flooding

39 households applied for aid $75K aid approved
2008

Severe Storms and Flooding

692 households applied for aid $1.7M aid approved $201K to the City of Park Ridge for repairs
2007

Severe Storms and Flooding

$196K to the City of Park Ridge for repairs
2000

Illinois Winter Snow Storms

$26K to the City of Park Ridge for repairs
1999

Il-Winter Storm 1/1/99

$54K to the City of Park Ridge for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Park Ridge

Park Ridge and the towns around it

Chicago: Moderate, mostly inland floodingMaine: Moderate, mostly inland floodingNiles: Low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingNorwood Park: Low, mostly inland floodingLeyden: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingWorth: Very high, mostly inland floodingSchiller Park: Moderate, mostly inland floodingNiles: Moderate, mostly inland floodingStickney: High, mostly inland floodingCalumet: Very high, mostly inland floodingElk Grove: Moderate, mostly inland floodingMorton Grove: Moderate, mostly inland floodingGlenview: High, mostly inland floodingSkokie: Moderate, mostly inland floodingMount Prospect: Moderate, mostly inland floodingNorthfield: Moderate, mostly inland floodingElk Grove Village: Very low, mostly inland floodingWheeling: Moderate, mostly inland floodingNorridge: Low, mostly cold wavesHarwood Heights: Low, mostly cold wavesFranklin Park: Moderate, mostly inland floodingProviso: High, mostly inland floodingElmwood Park: Moderate, mostly inland floodingAddison: Low, mostly inland floodingPark Ridge: Moderate, mostly inland flooding Park RidgeChicagoMaineNilesDes PlainesNorwood ParkLeydenRosemont
Very lowLowModerateHighVery high
Des Plainesmostly inland floodingModerate
Leydenmostly inland floodingModerate
Mainemostly inland floodingModerate
Chicagomostly inland floodingModerate
Park Ridgemostly inland floodingModerate
Nilesmostly inland floodingLow
Norwood Parkmostly inland floodingLow
Rosemontmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Park Ridge covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Park Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Park Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Park Ridge total about $20.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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