TownTapestry
Sign inJoin
MaineGood evening
Natural hazards · Maine

Maine, IL natural hazards

Most of the natural-hazard damage FEMA expects in Maine comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1,481 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Maine?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maine to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves29%Tornadoes14%Heat waves8%Everything else4%
By hazard

What Maine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 6 times a year in the area

Cold waves

29% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

8% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Maine flood?

Every paid claim on a federal flood insurance policy in Maine, from FEMA’s records.

1,481paid claims since 1978
$36.9Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 384 claims, $14.0M
  • Mid-spring storms: 337 claims, $11.7M
of homes in flood zones
are insured
of all homes
are insured
No community discount. Maine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Maine

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maine itself: aid to households, or repair grants to the Township of Maine.

Brought FEMA money into MaineDeclared for Cook County only
2011

Severe Winter Storm and Snowstorm

$4K to the Township of Maine for repairs
1999

Il-Winter Storm 1/1/99

$2K to the Township of Maine for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Maine

Maine and the towns around it

Chicago: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingPark Ridge: Moderate, mostly inland floodingLeyden: Moderate, mostly inland floodingElk Grove: Moderate, mostly inland floodingNiles: Moderate, mostly inland floodingWorth: Very high, mostly inland floodingSchiller Park: Moderate, mostly inland floodingStickney: High, mostly inland floodingCalumet: Very high, mostly inland floodingNiles: Low, mostly inland floodingMount Prospect: Moderate, mostly inland floodingGlenview: High, mostly inland floodingNorthfield: Moderate, mostly inland floodingElk Grove Village: Very low, mostly inland floodingWheeling: Moderate, mostly inland floodingNorwood Park: Low, mostly inland floodingFranklin Park: Moderate, mostly inland floodingNorridge: Low, mostly cold wavesProviso: High, mostly inland floodingElmwood Park: Moderate, mostly inland floodingAddison: Low, mostly inland floodingSchaumburg: Low, mostly inland floodingItasca: Very low, mostly inland floodingSkokie: Moderate, mostly inland floodingEvanston: Low, mostly inland floodingNew Trier: Moderate, mostly inland floodingLincolnwood: Moderate, mostly inland floodingWilmette: Moderate, mostly inland floodingMaine: Moderate, mostly inland flooding MaineChicagoRosemontDes PlainesPark RidgeLeydenElk GroveNiles
Very lowLowModerateHighVery high
Des Plainesmostly inland floodingModerate
Leydenmostly inland floodingModerate
Mainemostly inland floodingModerate
Chicagomostly inland floodingModerate
Nilesmostly inland floodingModerate
Park Ridgemostly inland floodingModerate
Elk Grovemostly inland floodingModerate
Rosemontmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maine covers 31 census tracts, combined by population.
Money that reached townFlood claims are matched to Maine’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Maine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maine total about $66.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Maine, ILCook CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Maine is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map