Natural hazards · Mount Hope

Mount Hope, IL natural hazards

Most of the natural-hazard damage FEMA expects in Mount Hope comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Hope?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Hope to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves24%Drought20%Tornadoes9%Everything else11%

By hazard

What Mount Hope faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Drought

20% of expected damage

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 5 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Hope flood?

Every paid claim on a federal flood insurance policy in Mount Hope, from FEMA’s records.

16paid claims since 1979

$28Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Hope isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLean County.

Disasters that hit Mount Hope

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mount Hope itself: aid to households, or repair grants to the Township of Mount Hope.

Brought FEMA money into Mount HopeDeclared for McLean County only

2011

Severe Winter Storm and Snowstorm

$4K to the Township of Mount Hope for repairs

McLean County has had 9 natural disasters declared since 1953, most often winter storms and ice storms.

Around Mount Hope

Mount Hope and the towns around it

Very lowLowModerateHighVery high

Hittlemostly inland floodingModerate

Mount Hopemostly inland floodingModerate

Funks Grovemostly inland floodingModerate

Allinmostly inland floodingModerate

Atlantamostly inland floodingModerate

Eminencemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Hope covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mount Hope’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mount Hope. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Hope total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.