Natural hazards · Atlanta

Atlanta, IL natural hazards

Most of the natural-hazard damage FEMA expects in Atlanta comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Atlanta?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Atlanta to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding34%Drought14%Cold waves14%Tornadoes13%Strong wind10%Earthquakes6%Everything else9%

By hazard

What Atlanta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Drought

14% of expected damage

Recorded about 4 times a year in the area

Cold waves

14% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 7 years in the area

Strong wind

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Atlanta flood?

FEMA's records show no paid flood insurance claims in Atlanta.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Atlanta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Logan County.

Disasters that hit Atlanta

Federal disasters declared here

None of the disasters declared for Logan County shows FEMA aid or repair money reaching Atlanta itself in FEMA’s records.

Brought FEMA money into AtlantaDeclared for Logan County only

Logan County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Atlanta

Atlanta and the towns around it

Very lowLowModerateHighVery high

Mount Hopemostly inland floodingModerate

Waynesvillemostly inland floodingModerate

East Lincolnmostly inland floodingModerate

Atlantamostly inland floodingModerate

Eminencemostly inland floodingModerate

Oranmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Atlanta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Atlanta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Atlanta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.