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Natural hazards · Mound

Mound, IL natural hazards

Most of the natural-hazard damage FEMA expects in Mound comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mound?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mound to be higher than in 57% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding33%Earthquakes24%Drought12%Tornadoes12%Cold waves7%Everything else12%
By hazard

What Mound faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

24% of expected damage
Well above average · higher than 83% of U.S. places

Drought

12% of expected damage
Recorded about 2 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 15 years in the area

Cold waves

7% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mound flood?

Every paid claim on a federal flood insurance policy in Mound, from FEMA’s records.

1paid claims since 1990
$1Kpaid to owners
0homes flooded more than once
19902026
of all homes
are insured
No community discount. Mound isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Effingham County.
Disasters that hit Mound

Federal disasters declared here

None of the disasters declared for Effingham County shows FEMA aid or repair money reaching Mound itself in FEMA’s records.

Brought FEMA money into MoundDeclared for Effingham County only
Effingham County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.
Around Mound

Mound and the towns around it

Jackson: Moderate, mostly inland floodingAvena: High, mostly inland floodingWest: Moderate, mostly inland floodingMoccasin: Moderate, mostly inland floodingSummit: Low, mostly earthquakesWatson: High, mostly inland floodingMason: Moderate, mostly inland floodingWatson: Moderate, mostly inland floodingLoudon: High, mostly inland floodingWheatland: High, mostly inland floodingSefton: High, mostly inland floodingLa Clede: High, mostly inland floodingLone Grove: High, mostly inland floodingLiberty: Moderate, mostly inland floodingMound: Moderate, mostly inland flooding MoundJacksonAvenaWestMoccasin
Very lowLowModerateHighVery high
Avenamostly inland floodingHigh
Moundmostly inland floodingModerate
Westmostly inland floodingModerate
Jacksonmostly inland floodingModerate
Moccasinmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mound covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mound’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mound. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mound total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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