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Natural hazards · Moccasin

Moccasin, IL natural hazards

Most of the natural-hazard damage FEMA expects in Moccasin comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Moccasin?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moccasin to be higher than in 51% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes16%Drought13%Tornadoes12%Cold waves9%Heat waves5%Everything else9%
By hazard

What Moccasin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

16% of expected damage
Well above average · higher than 81% of U.S. places

Drought

13% of expected damage
Recorded about 2 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 10 years in the area

Cold waves

9% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 2 times a year in the area

Heat waves

5% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moccasin flood?

FEMA's records show no paid flood insurance claims in Moccasin.

of all homes
are insured
No community discount. Moccasin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Effingham County.
Disasters that hit Moccasin

Federal disasters declared here

None of the disasters declared for Effingham County shows FEMA aid or repair money reaching Moccasin itself in FEMA’s records.

Brought FEMA money into MoccasinDeclared for Effingham County only
Effingham County has had 5 natural disasters declared since 1953, most often tornadoes and winter storms.
Around Moccasin

Moccasin and the towns around it

Liberty: Moderate, mostly inland floodingSummit: Low, mostly earthquakesLoudon: High, mostly inland floodingMound: Moderate, mostly inland floodingHolland: High, mostly inland floodingBanner: Moderate, mostly inland floodingJackson: Moderate, mostly inland floodingDouglas: Moderate, mostly inland floodingEffingham: Low, mostly earthquakesBowling Green: High, mostly inland floodingCarson: High, mostly inland floodingAvena: High, mostly inland floodingSefton: High, mostly inland floodingDry Point: Moderate, mostly inland floodingWest: Moderate, mostly inland floodingMoccasin: Moderate, mostly inland flooding MoccasinLibertySummitLoudonMound
Very lowLowModerateHighVery high
Loudonmostly inland floodingHigh
Moundmostly inland floodingModerate
Moccasinmostly inland floodingModerate
Libertymostly inland floodingModerate
Summitmostly earthquakesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moccasin covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Moccasin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Moccasin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moccasin total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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