Natural hazards · Morris

Morris, IL natural hazards

Most of the natural-hazard damage FEMA expects in Morris comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morris?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morris to be higher than in 59% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves50%Inland flooding33%Tornadoes10%Everything else7%

By hazard

What Morris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

50% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

33% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morris flood?

FEMA's records show no paid flood insurance claims in Morris.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grundy County.

Disasters that hit Morris

Federal disasters declared here

None of the disasters declared for Grundy County shows FEMA aid or repair money reaching Morris itself in FEMA’s records.

Brought FEMA money into MorrisDeclared for Grundy County only

Grundy County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Morris

Morris and the towns around it

Very lowLowModerateHighVery high

Morrismostly inland floodingVery high

Eriennamostly inland floodingVery high

Wauponseemostly inland floodingVery high

Goose Lakemostly inland floodingHigh

Morrismostly cold wavesModerate

Saratogamostly cold wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morris is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Morris’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Morris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.