Midlothian, IL natural hazards
Most of the natural-hazard damage FEMA expects in Midlothian comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 85 claims here since 1979. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Midlothian?
FEMA expects yearly storm and flood damage to homes and buildings in Midlothian to be higher than in 72% of U.S. communities, mostly from inland flooding and cold waves.
What Midlothian faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Tornadoes
Heat waves
Lower here
Not a risk here
Does Midlothian flood?
Every paid claim on a federal flood insurance policy in Midlothian, from FEMA’s records.
Biggest named events
- Hurricane Ike: 12 claims, $50K
- Mid-spring storms: 5 claims, $42K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Midlothian itself: aid to households, or repair grants to the Village of Midlothian.
Severe Storms, Tornadoes, Straight-Line Winds, and Floodng
Severe Storms and Flooding
Severe Storms, Straight-Line Winds, and Flooding
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Illinois Winter Snow Storms
Il-Winter Storm 1/1/99
Midlothian and the towns around it
How to read this page
FEMA’s expected losses across Midlothian total about $7.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.