Natural hazards · Crestwood

Crestwood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Crestwood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crestwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crestwood to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves14%Tornadoes11%Everything else9%

By hazard

What Crestwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Cold waves

14% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crestwood flood?

Every paid claim on a federal flood insurance policy in Crestwood, from FEMA’s records.

14paid claims since 1978

$134Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crestwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit Crestwood

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crestwood itself: aid to households, or repair grants to the Village of Crestwood.

Brought FEMA money into CrestwoodDeclared for Cook County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

51 households applied for aid $104K aid approved

2023

Severe Storms and Flooding

56 households applied for aid $122K aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

24 households applied for aid $48K aid approved

2010

Severe Storms and Flooding

32 households applied for aid $66K aid approved

2008

Severe Storms and Flooding

19 households applied for aid $8K aid approved

2000

Illinois Winter Snow Storms

$13K to the Village of Crestwood for repairs

1999

Il-Winter Storm 1/1/99

$11K to the Village of Crestwood for repairs

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Crestwood

Crestwood and the towns around it

Very lowLowModerateHighVery high

Robbinsmostly inland floodingHigh

Alsipmostly inland floodingHigh

Midlothianmostly inland floodingHigh

Crestwoodmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crestwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Crestwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Crestwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crestwood total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.