Natural hazards · Lynwood

Lynwood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lynwood comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 19 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lynwood?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lynwood to be higher than in 85% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves18%Tornadoes11%Heat waves5%Everything else2%

By hazard

What Lynwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Cold waves

18% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 83% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lynwood flood?

Every paid claim on a federal flood insurance policy in Lynwood, from FEMA’s records.

19paid claims since 1996

$92Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Hurricane Ike: 3 claims, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lynwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit Lynwood

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lynwood itself: aid to households, or repair grants to the Village of Lynwood.

Brought FEMA money into LynwoodDeclared for Cook County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

379 households applied for aid $1.1M aid approved

2023

Severe Storms and Flooding

523 households applied for aid $1.4M aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

285 households applied for aid $558K aid approved

2010

Severe Storms and Flooding

292 households applied for aid $886K aid approved

2008

Severe Storms and Flooding

469 households applied for aid $608K aid approved

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Lynwood

Lynwood and the towns around it

Very lowLowModerateHighVery high

Lynwoodmostly inland floodingVery high

Sauk Villagemostly inland floodingHigh

Lansingmostly inland floodingHigh

Glenwoodmostly inland floodingModerate

Ford Heightsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lynwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lynwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lynwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.