Natural hazards · Lansing

Lansing, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lansing comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 209 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lansing?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lansing to be higher than in 72% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves20%Tornadoes15%Heat waves6%Everything else3%

By hazard

What Lansing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Cold waves

20% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 83% of U.S. places

Heat waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lansing flood?

Every paid claim on a federal flood insurance policy in Lansing, from FEMA’s records.

209paid claims since 1979

$1.1Mpaid to owners

15homes flooded more than once

19792026

Biggest named events

Hurricane Ike: 37 claims, $161K
Mid-spring storms: 12 claims, $101K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 25% off flood insurance. Lansing is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Cook County.

Disasters that hit Lansing

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lansing itself: aid to households, or repair grants to the Village of Lansing.

Brought FEMA money into LansingDeclared for Cook County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

1,054 households applied for aid $3.4M aid approved

2023

Severe Storms and Flooding

1,769 households applied for aid $4.2M aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

559 households applied for aid $973K aid approved

2011

Severe Winter Storm and Snowstorm

$54K to the Village of Lansing for repairs

2010

Severe Storms and Flooding

446 households applied for aid $1.6M aid approved

2008

Severe Storms and Flooding

648 households applied for aid $943K aid approved $42K to the Village of Lansing for repairs

2000

Illinois Winter Snow Storms

$52K to the Village of Lansing for repairs

1999

Il-Winter Storm 1/1/99

$56K to the Village of Lansing for repairs

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Lansing

Lansing and the towns around it

Very lowLowModerateHighVery high

South Hollandmostly inland floodingVery high

Lynwoodmostly inland floodingVery high

Thorntonmostly inland floodingVery high

Lansingmostly inland floodingHigh

Munstermostly inland floodingHigh

Calumet Citymostly inland floodingHigh

Bloommostly inland floodingHigh

Northmostly inland floodingModerate

Hammondmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lansing covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Lansing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lansing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lansing total about $12.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.