Natural hazards · Lombard

Lombard, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lombard comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 94 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lombard?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lombard to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves24%Tornadoes20%Everything else9%

By hazard

What Lombard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 3 times a year in the area

Cold waves

24% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lombard flood?

Every paid claim on a federal flood insurance policy in Lombard, from FEMA’s records.

94paid claims since 1978

$756Kpaid to owners

7homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 11 claims, $260K
Hurricane Ike: 2 claims, $17K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lombard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DuPage County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Lombard

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lombard itself: aid to households, or repair grants to the Village of Lombard.

Brought FEMA money into LombardDeclared for DuPage County only

2013

Severe Storms, Straight-Line Winds, and Flooding

511 households applied for aid $1.5M aid approved $52K to the Village of Lombard for repairs

2011

Severe Winter Storm and Snowstorm

$59K to the Village of Lombard for repairs

2010

Severe Storms and Flooding

408 households applied for aid $1.0M aid approved

2008

Severe Storms and Flooding

36 households applied for aid $73K aid approved $47K to the Village of Lombard for repairs

2000

Illinois Winter Snow Storms

$25K to the Village of Lombard for repairs

1999

Il-Winter Storm 1/1/99

$43K to the Village of Lombard for repairs

DuPage County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Lombard

Lombard and the towns around it

Very lowLowModerateHighVery high

Lombardmostly inland floodingLow

Downers Grovemostly inland floodingLow

Glen Ellynmostly inland floodingLow

Oak Brookmostly inland floodingLow

Villa Parkmostly inland floodingLow

Oakbrook Terracemostly inland floodingLow

Addisonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lombard covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Lombard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lombard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lombard total about $14.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.