Natural hazards · Addison

Addison, IL natural hazards

Most of the natural-hazard damage FEMA expects in Addison comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 475 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Addison?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Addison to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes22%Cold waves22%Earthquakes7%Everything else6%
By hazard

What Addison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

22% of expected damage
Well above average · higher than 75% of U.S. places

Cold waves

22% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 5 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 59% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Addison flood?

Every paid claim on a federal flood insurance policy in Addison, from FEMA’s records.

475paid claims since 1978
$7.9Mpaid to owners
41homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 106 claims, $4.0M
  • Mid-spring storms: 23 claims, $168K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Addison is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: DuPage County.

What’s been done with FEMA grants

25flood-prone properties bought out and cleared
Disasters that hit Addison

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Addison itself: aid to households, or repair grants to the Village of Addison.

Brought FEMA money into AddisonDeclared for DuPage County only
2013

Severe Storms, Straight-Line Winds, and Flooding

118 households applied for aid $387K aid approved $31K to the Village of Addison for repairs
2011

Severe Winter Storm and Snowstorm

$82K to the Village of Addison for repairs
2010

Severe Storms and Flooding

228 households applied for aid $695K aid approved
2008

Severe Storms and Flooding

293 households applied for aid $816K aid approved $263K to the Village of Addison for repairs
2000

Illinois Winter Snow Storms

$43K to the Village of Addison for repairs
1999

Il-Winter Storm 1/1/99

$42K to the Village of Addison for repairs
DuPage County has had 14 natural disasters declared since 1953, most often floods and winter storms.
Around Addison

Addison and the towns around it

Lombard: Low, mostly inland floodingBloomingdale: Low, mostly inland floodingVilla Park: Low, mostly inland floodingWood Dale: Very low, mostly inland floodingElmhurst: High, mostly inland floodingGlendale Heights: Very low, mostly inland floodingGlen Ellyn: Low, mostly inland floodingOak Brook: Low, mostly inland floodingDowners Grove: Low, mostly inland floodingOakbrook Terrace: Low, mostly inland floodingRoselle: Very low, mostly inland floodingCarol Stream: Low, mostly inland floodingHanover Park: Low, mostly cold wavesYork: Low, mostly inland floodingAddison: Low, mostly inland floodingItasca: Very low, mostly inland floodingBensenville: Moderate, mostly inland floodingElk Grove Village: Very low, mostly inland floodingProviso: High, mostly inland floodingBerkeley: Moderate, mostly inland floodingNorthlake: High, mostly inland floodingAddison: Low, mostly inland flooding AddisonLombardBloomingdaleVilla ParkWood DaleElmhurstGlendale Heights
Very lowLowModerateHighVery high
Elmhurstmostly inland floodingHigh
Lombardmostly inland floodingLow
Villa Parkmostly inland floodingLow
Addisonmostly inland floodingLow
Bloomingdalemostly inland floodingLow
Wood Dalemostly inland floodingVery low
Glendale Heightsmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Addison covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Addison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Addison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Addison total about $13.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01