Natural hazards · Linn

Linn, IL natural hazards

Most of the natural-hazard damage FEMA expects in Linn comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Linn?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linn to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves13%Drought12%Tornadoes8%Everything else9%

By hazard

What Linn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Drought

12% of expected damage

Recorded about 9 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 9 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Linn flood?

FEMA's records show no paid flood insurance claims in Linn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Linn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Woodford County.

Disasters that hit Linn

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Linn itself: aid to households, or repair grants to the Township of Linn.

Brought FEMA money into LinnDeclared for Woodford County only

1999

Il-Winter Storm 1/1/99

$2K to the Township of Linn for repairs

Woodford County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Linn

Linn and the towns around it

Very lowLowModerateHighVery high

Linnmostly inland floodingHigh

Cazenoviamostly inland floodingHigh

Roanokemostly inland floodingModerate

Bell Plainmostly inland floodingLow

Claytonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Linn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Linn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.