Natural hazards · Cazenovia

Cazenovia, IL natural hazards

Most of the natural-hazard damage FEMA expects in Cazenovia comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cazenovia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cazenovia to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves13%Drought12%Tornadoes8%Everything else9%

By hazard

What Cazenovia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Drought

12% of expected damage

Recorded about 9 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 9 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cazenovia flood?

Every paid claim on a federal flood insurance policy in Cazenovia, from FEMA’s records.

8paid claims since 2013

$213Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Mid-spring storms: 5 claims, $36K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cazenovia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Woodford County.

Disasters that hit Cazenovia

Federal disasters declared here

None of the disasters declared for Woodford County shows FEMA aid or repair money reaching Cazenovia itself in FEMA’s records.

Brought FEMA money into CazenoviaDeclared for Woodford County only

Woodford County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Cazenovia

Cazenovia and the towns around it

Very lowLowModerateHighVery high

Cazenoviamostly inland floodingHigh

Linnmostly inland floodingHigh

Partridgemostly inland floodingHigh

Richlandmostly inland floodingModerate

Metamoramostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cazenovia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cazenovia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cazenovia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cazenovia total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.