Natural hazards · Linder

Linder, IL natural hazards

Most of the natural-hazard damage FEMA expects in Linder comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Linder?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linder to be higher than in 45% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding24%Cold waves19%Heat waves13%Tornadoes12%Earthquakes10%Strong wind10%Everything else12%

By hazard

What Linder faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

24% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Heat waves

13% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 13 years in the area

Earthquakes

10% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Linder flood?

FEMA's records show no paid flood insurance claims in Linder.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Linder isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Linder

Federal disasters declared here

None of the disasters declared for Greene County shows FEMA aid or repair money reaching Linder itself in FEMA’s records.

Brought FEMA money into LinderDeclared for Greene County only

Greene County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Linder

Linder and the towns around it

Very lowLowModerateHighVery high

Rockbridgemostly inland floodingHigh

Kanemostly inland floodingHigh

Lindermostly inland floodingModerate

Wrightsmostly inland floodingModerate

Carrolltonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linder is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Linder’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Linder. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.